National Producer Number #20271428
Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Our Mission
At The Loyd Family Agency, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Coverage
Crafting extraordinary events tailored to your unique vision.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Frequently Asked Questions
Common Questions Answered for your convenience.
Why do I need life insurance?
Life insurance provides financial protection for your loved ones in the event of your passing. It can help cover expenses like funeral costs, mortgage payments, children's education, and daily living expenses, ensuring they maintain their financial stability.
How much life insurance coverage do I need?
The ideal amount of life insurance coverage varies greatly depending on your individual circumstances and financial goals. 1 Consider factors like your income, debts, number of dependents, and future financial obligations like education expenses when determining the right amount for you.
What are the different types of life insurance policies?
There are several types of life insurance, including term life, whole life, universal life, and variable life. Each type offers different features and benefits. We can explain the differences and help you choose the policy that best suits your needs.
How is the cost of life insurance determined?
The cost of life insurance is determined by factors such as your age, health, lifestyle, and the amount of coverage you choose. We work with various insurance providers to find you competitive rates.
What is the process of getting a life insurance policy?
The process typically involves completing an application, undergoing a medical exam (in some cases), and providing necessary documentation. We will guide you through each step and ensure a smooth process.
Can I change or update my life insurance policy in the future?
Yes, life circumstances can change, and your insurance needs may evolve. We can help you review and adjust your policy as needed to ensure it continues to meet your requirements.